Borrow EURO3 and earn AAA points. The 3A Lending Protocol is part of the SURGE program on Linea. Borrow and earn LXP-L points.

Zero Interest Lending Protocol

Built to leverage sustainable yield strategies

100

A3A Staked

80

EURO3 Staked

Your capital isn't optimized for efficiency!

You deal with the hassle. Protocols compete to attract TVL.

Your Capital isn't Optimized for Efficiency!

You deal with the hassle. Protocols compete to attract TVL.

3A Lending protocol

Earn More From Your Liquidity

3A provides users with capital-efficient leverage on their assets, while also increasing TVL for protocols.

4 - 5X Yields

LSD Tokens

0.5 - 1X TVL

Protocols

DEXs

+ Trading Fees

3A Lending protocol

Earn More Fom Your Liquidity

3A provides users with capital-efficient leverage on their assets, while also increasing TVL for protocols.

4 - 5X Yields

LSD Tokens

0.5 - 1X TVL

Protocols

DEXs

+ Trading Fees

Built to last

Borrow , Leverage, Capitalize

Vaults

Multi-collateral & Tokenized

Redemptions

Earn 1% Fees when Redeemed 

Cashback

Self-repaying Loans

Stability Pool

Stakers Earn A3A Tokens

SECURITY

Enterprise Grade Security

Gain peace of mind and enjoy your DeFi journey with 3A Lending Protocol, live-monitored by Hypernative AI.

SECURITY

Enterprise Grade Security

Gain peace of mind and enjoy your DeFi journey with 3A Lending Protocol, live-monitored by Hypernative AI.

Is the 3A platform truly secure?

3A DAO works with a number of cybersecurity experts and providers to makes sure the protocol is secure:

  • The smart contracts have been audited
  • All on-chain activity is being monitored by AI and all potentially malicious activities are flagged. If this happens, safety protocols are automatically initiated.
  • The protocol has several safety features on the smart-contract level that can prevent malicious transactions
  • The protocol uses the best in class price oracles solutions.
What makes 3A platform unique?
  • 3A protocol is permissionless. This means there’s no approval process and everyone can use it “on demand”, whenever the liquidity is needed.
  • There is no recurring interest. This means there’s no recurring capital cost associated with accessing liquidity.
  • 3A protocol offers additional services, like automatic vault management, that keep the vaults safe and capital-efficient.
  • The protocol is built with enterprise-level security in mind. 
How a token or coin can be whitelisted on the 3A platform?

Whitelisted tokens on the 3A platform could affect the protocol and its payment coin EURO3 at its core, so it is crucial to build a robust and systematic risk model.

Mandatory Requirements

There are three different aspects of risk categories which are critical in assessing whether a token would be allowed as a collateral on the 3A protocol:

  • Fundamental
  • Technical
  • Market


Each individual risk category has a score that ranges from 0 to 100 and is calculated as a total sum of each evaluated sub-group. The risk category assessments are carried out by the 3A contributors using community templates and feedback and voted by the 3A DAO members. Each risk category must score a minimum of 50 to be considered by the 3A DAO.

While Fundamental and Technical Risk Scores are only used for whitelisting new tokens, the Market Risk Score has an additional function in deciding the Minimum Collateral Ratio (MCR) and Borrowing Capacity for each token.

Why 3A Lending Protocol?

The benefits include:

  • No recurring interest
  • No repayment schedules
  • No credit checks or approvals
  • No sell pressure on your token
  • Access to liquidity without selling your digital assets
  • 3A provides users with capital-efficient leverage on their assets, while also increasing TVL for protocols.